Last Updated: 08-25-2025
THIS TERMS OF USE AGREEMENT INCLUDES AN ARBITRATION AGREEMENT, JURY TRIAL WAIVER, AND A CLASS ACTION WAIVER THAT AFFECT YOUR RIGHTS. PLEASE SEE THE DISPUTE RESOLUTION SECTION FOR MORE INFORMATION.
You are visiting a website owned by Number Crunchers, a brand of Seed Financial Holdings, Inc. This Terms of Use Agreement ("Agreement") applies to all websites owned or operated by Number Crunchers and its affiliates and subsidiaries, including numbercrunchers.io and BookedByFriday.com ("Websites" or each individually "Website") on which this Agreement or a link thereto is displayed. This Agreement also applies to your use of any goods, facilities, or services offered through the Websites (collectively "Services"), regardless of where or how they are accessed, including but not limited to via a desktop computer or mobile device.
It is important that you read the entire Agreement carefully as some provisions affect your legal rights. The Agreement includes an agreement to resolve any disputes between you and us through binding arbitration, a class action waiver, as well as other important disclaimers, warranties, and limitations on liability.
By accessing, browsing, or using the Websites, you acknowledge that you have read, fully understand, and agree to the terms of this Agreement, as well as our Privacy Policy, which is incorporated into this Agreement by reference, as well as any other policy, agreement, or terms incorporated into this Agreement by reference as outlined below.
For purposes of this Agreement:
We reserve the right, at our sole discretion, to change or modify the Websites or this Agreement (or any portion thereof) at any time. Such changes and modifications become effective immediately upon posting on the Websites. You agree to review this Agreement for any such change upon your use of the Websites and that your continued use of the Websites or Services constitutes your acceptance of such changes and modifications.
The Websites and Services are intended for business owners and individuals at least 18 years old and accessing the internet from a physical location within the United States. By using or accessing the Websites or Services, you acknowledge that you are at least 18 years old and accessing the internet from a physical location within the United States.
Some Services are subject to additional terms and conditions we make available to you in connection with the same, which may include usage policies and eligibility requirements (collectively, "Additional Terms"). By using our Services, you agree to and are bound by any such Additional Terms, which are incorporated herein by this reference.
Our Privacy Policy, incorporated into this Agreement by reference, explains how we use, disclose, and protect your information as part of our Services and technology platforms. If you are a California, Oregon, Minnesota, or other covered state resident, our State Law Privacy Notice, which supplements our Privacy Policy and is incorporated into this Agreement by reference, also applies to your use of our Websites and Services.
By providing us with personal information as part of your use of our Websites or Services, you agree that we may retain all such information for the purposes and uses listed and that we may share your information with certain affiliates, non-affiliates, and other third parties as described in our Privacy Policy.
You acknowledge that certain state and federal laws may require us to securely store and maintain information you provide and that such information may not be able to be deleted, removed, purged, or destroyed until the expiration of certain prescribed retention periods or at all.
Our Consumer Information Security Policy, incorporated into this Agreement by reference, explains measures we take to protect your information and describes ways we implement those measures for different types of information you may provide to us.
Our Consent Agreement for Electronic Disclosures and Communications, incorporated into this Agreement by reference, explains your agreement to receive all current and future notices, disclosures, and other communications electronically, and to do business with us and our Providers electronically.
All text, graphics, photographs, videos, sound, trademarks, logos, artwork, interfaces, data, and computer code, including but not limited to the design, coordination, "look and feel," and arrangement of elements contained on the Websites (collectively "Content") is owned or licensed by or to Number Crunchers. The Content is protected by trademark, copyright, and patent laws, and other intellectual property rights and unfair competition laws.
Except as expressly stated herein, no part of the Websites, Content, or Services may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, aggregated, indexed, transmitted, distributed, or otherwise exploited in any way, including through the use of framing, scraping, webcrawlers, spidering, or any other automated means, or for any commercial purpose or enterprise, without Number Crunchers' prior express written permission.
Nothing on the Websites or Services should be construed as granting any license or right to use any Content. Number Crunchers reserves any and all rights in and to Websites, Content, and Services not expressly granted to you under this Agreement.
You are solely responsible for your conduct in connection with the Services. You must not:
The terms of our Ratings & Reviews and User-Generated Content policy, incorporated into this Agreement by reference, outlines the terms that govern your conduct associated with any user-generated content posted to any Website or Number Crunchers-owned social media property and Number Crunchers' customer ratings and reviews service.
If you believe the Content infringes your copyrights or applicable law, please contact us at legal@numbercrunchers.io with the following information:
We may use a chatbot on certain Websites to help provide customer service and support ("Chatbot"). The Chatbot is designed to work without the assistance of a human operator. It responds to questions posed to it in natural language using a combination of pre-programmed scripts, machine learning, and generative artificial intelligence ("AI").
By using the Chatbot, you agree that:
You acknowledge that you are interacting with AI. Given the probabilistic nature of machine learning and AI, use of the Chatbot may generate inappropriate, inaccurate, or unreliable responses. You are solely responsible for evaluating any output generated by the Chatbot. We cannot and do not represent, warrant, or guarantee the accuracy, reliability, or suitability of any output.
The Websites may contain links to websites maintained by non-affiliated third parties ("Third Party Sites"). Links to Third Party Sites are provided for your convenience and reference only. We do not operate or control any content, information, software, products, or services available on any Third Party Sites. Our inclusion of a link does not constitute any endorsement or recommendation of the services or content available on the Third Party Site.
Your use of any Third Party Site may be subject to other terms and conditions imposed by the third party maintaining that Third Party Site. When you leave the Websites, you agree that Number Crunchers is not responsible for the services, content, or information provided on the Third Party Site.
THE WEBSITES, CONTENT, AND SERVICES ARE PROVIDED FOR USE "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OR CONDITION OF ANY KIND. NUMBER CRUNCHERS DISCLAIMS ALL WARRANTIES AND REPRESENTATIONS OF ANY KIND, WHETHER STATUTORY, EXPRESS, OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUALITY, ACCURACY, TITLE AND NON-INFRINGEMENT, AND ANY WARRANTY ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE.
NUMBER CRUNCHERS DOES NOT WARRANT OR REPRESENT THAT THE WEBSITES, CONTENT, OR SERVICES WILL PROVIDE SPECIFIC RESULTS OR BE COMPLETE, ACCURATE, RELIABLE, SUITABLE, ERROR-FREE, AVAILABLE, OR UNINTERRUPTED FOR ANY PURPOSE. YOU AGREE THAT NUMBER CRUNCHERS IS NOT RESPONSIBLE FOR ANY ERRORS OR DELAYS IN THE COMPLETION OR TRANSMISSION OF A SERVICE REQUEST.
NUMBER CRUNCHERS EXPRESSLY DISCLAIMS ANY LIABILITY FOR ANY ERRORS OR OMISSIONS IN OUR CONTENT OR SERVICES. THE REFERENCE, INCLUSION, OR OFFERING OF ANY PRODUCTS OR SERVICES ON THE WEBSITES DOES NOT CONSTITUTE ANY ENDORSEMENT OR RECOMMENDATION OF SUCH PRODUCTS OR SERVICES BY NUMBER CRUNCHERS.
ANY RELIANCE YOU PLACE ON THE WEBSITES, CONTENT, OR SERVICES IS STRICTLY AT YOUR OWN DISCRETION AND RISK.
SOME STATES AND JURISDICTIONS DO NOT ALLOW THE EXCLUSION AND LIMITATION OF CERTAIN WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.
You agree to defend (if requested by any Number Crunchers Party, as defined below), indemnify, and hold harmless Number Crunchers and its officers, directors, shareholders, predecessors, successors-in-interest, licensors, employees, agents, representatives, subsidiaries, and affiliates ("Number Crunchers Parties"), from and against any and all claims, losses, liabilities, expenses (including attorneys' fees and costs), demands, and damages incurred by a Number Crunchers Party in connection with any claim by a third party arising out of or relating to:
You agree not to settle any such claim or matter without Number Crunchers' prior written consent. The Number Crunchers Parties reserve the right, at their own expense, to assume the exclusive defense and control of any matter subject to indemnification by you.
NUMBER CRUNCHERS' LIABILITY, IF ANY, SHALL BE LIMITED TO DIRECT AND FORESEEABLE DAMAGES, WHICH SHALL NOT EXCEED THE AMOUNT PROVIDED BELOW. UNDER NO CIRCUMSTANCES SHALL NUMBER CRUNCHERS BE LIABLE TO YOU OR ANY THIRD PARTY FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO OUR WEBSITES, CONTENT, OR SERVICES.
NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT OR AS REQUIRED BY APPLICABLE LAW, IN NO EVENT SHALL NUMBER CRUNCHERS' TOTAL LIABILITY EXCEED IN THE AGGREGATE ONE HUNDRED U.S. DOLLARS ($100.00).
THESE LIMITATIONS AND EXCLUSIONS APPLY EVEN IF THIS REMEDY DOES NOT FULLY COMPENSATE YOU OR ANY THIRD PARTY FOR ANY LOSSES. THESE LIMITATIONS AND EXCLUSIONS APPLY TO ANY CLAIMS RELATED TO THIS AGREEMENT OR TO THE SERVICES TO THE MAXIMUM EXTENT PERMITTED BY LAW.
PLEASE READ THIS DISPUTE RESOLUTION SECTION CAREFULLY. IT CONTAINS AN ARBITRATION AGREEMENT. THIS SECTION MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY HEAR YOUR CLAIMS.
As used in this Dispute Resolution section, "Number Crunchers" further includes any Providers that may contact you in connection with your use of the Websites or Services. Providers are intended third-party beneficiaries of this Agreement.
If unable to work out a solution amicably, both you and Number Crunchers agree to resolve through final and binding individual arbitration, except as otherwise provided in this Dispute Resolution section, any dispute, claim, or controversy (each, a "Dispute") arising at any time (including before the effective date of this Agreement), in any way arising out of or relating to:
(i) this Agreement and prior versions of this Agreement(ii) the Websites and Services(iii) any other aspect of your relationship or transactions with Number Crunchers as a consumer(iv) your interactions with Providers arising out of your use of the Websites or Services
You agree that any dispute regarding the enforceability, applicability, or interpretation of any provision of this Agreement, including the provisions regarding dispute resolution and arbitration, is a Dispute subject to the arbitration provisions herein and shall be resolved by an arbitrator.
Notwithstanding this mandatory Arbitration Agreement, you and Number Crunchers each retain the right:(a) to assert claims in small claims court, so long as the claims qualify and remain in such court on an individual basis(b) to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights
You can reject and opt-out of this Arbitration Agreement within 30 days of first accepting this Agreement by emailing Number Crunchers at legal@numbercrunchers.io with your first and last name and the email address associated with your account and stating your intent to opt-out of the Arbitration Agreement. Note that opting out does not affect any other part of this Agreement.
Before initiating arbitration proceedings, you and Number Crunchers agree to first engage in a good faith effort to resolve informally any Dispute.
The party initiating the Dispute must first send a written notice to the other party providing:
Your notice must be sent to:Number Crunchersc/o Seed Financial Holdings[Your Address][City, State ZIP]
The initiating party must allow the other party 60 days to respond and attempt to resolve the Dispute amicably before initiating an arbitration. Compliance with this informal dispute resolution process is mandatory and a condition precedent to initiating arbitration.
Following the conclusion of the informal dispute resolution process, a party may initiate arbitration by providing the other party with a written demand for arbitration and filing the demand with JAMS.
The arbitration shall be administered by JAMS under its applicable rules, including the Streamlined Arbitration Rules & Procedures, Comprehensive Arbitration Rules & Procedures, and/or JAMS Mass Arbitration Procedures and Guidelines, as applicable (the "JAMS Rules"), as modified by this Agreement. The JAMS Rules are available at jamsadr.com.
This Arbitration Agreement evidences a transaction involving interstate commerce and the Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.
The arbitrator shall issue a reasoned written award. Judgment on the arbitration award may be entered in any court of competent jurisdiction. The arbitrator's decision shall be final and binding on all parties to the arbitration.
The payment of any filing, administrative, or arbitrator fees will be governed by the applicable JAMS Rules and shall be up to the amount you would be required to pay if you filed the Dispute in court. If the arbitrator finds that you cannot afford to pay any such fees, Number Crunchers will pay such fees for you if necessary.
If 25 or more similar arbitration demands are asserted against Number Crunchers with the same counsel or counsel acting in coordination ("Mass Arbitration"), the JAMS Mass Arbitration Procedures and Guidelines shall apply.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND NUMBER CRUNCHERS WAIVE THE RIGHT TO A JURY TRIAL.
THE PARTIES EXPRESSLY WAIVE THE RIGHT TO HAVE ANY DISPUTE, CLAIM, OR CONTROVERSY BROUGHT, HEARD, ADMINISTERED, RESOLVED, OR ARBITRATED AS A CLASS, COLLECTIVE, COORDINATED, CONSOLIDATED, AND/OR REPRESENTATIVE ACTION OR PROCEEDING, OR TO PARTICIPATE IN ANY SUCH ACTION OR PROCEEDING.
If Number Crunchers changes this Dispute Resolution section after the date you last accepted this Agreement, you may reject that change by sending us written notice via email to legal@numbercrunchers.io within 30 days of the date the change is effective.
If any portion of this Arbitration Agreement is found to be void, unenforceable, or unlawful, the void provision shall be severed. This Arbitration Agreement will survive any termination of the Agreement or of your access to the Services.
Except as otherwise provided herein and to the extent permitted by applicable law, this Agreement is governed by the laws of the State of North Carolina without regard to any conflicts of laws provisions, except the Arbitration Agreement, which is governed by the Federal Arbitration Act. To the extent permitted by applicable law, you agree to exclusive personal jurisdiction by, and venue in, the state and federal courts located in Mecklenburg County, North Carolina.
This Agreement (including all referenced or incorporated policies, agreements, terms, and other provisions) constitutes the entire agreement between you and Number Crunchers and supersedes all prior or contemporaneous oral or written agreements or other communications between you and us with respect to the subject matter hereof.
If any provision of this Agreement is found to be unlawful, void, or unenforceable, you agree that such provision shall be given effect to the greatest extent possible, and all remaining provisions shall remain in full force and effect.
Number Crunchers' failure to enforce any right or act with respect to any breach or alleged breach by you or others of the Agreement does not constitute a waiver of any right and will not limit Number Crunchers' rights with respect to that breach or any subsequent breaches. No waiver by Number Crunchers of any of the provisions in the Agreement will be of any force or effect unless made in writing and signed by a duly authorized officer of Number Crunchers.
You may opt out of receiving calls, texts, and/or emails from Number Crunchers by:
If you would like a Provider to no longer contact you, please contact the Provider directly. Note that if you complete a subsequent Service Request on the Websites, you may resume receipt of marketing communications and will need to make a new opt-out request.
On the Websites, we provide educational and informational content and operate online marketplaces that enable businesses and individuals to comparison shop for various bookkeeping, accounting, tax, and financial services offered by our network of Providers. We provide content and tools on our Websites that may allow you to understand and improve your business's financial health.
Number Crunchers is not a bookkeeping firm, accounting firm, or tax preparer. Number Crunchers does not provide bookkeeping, accounting, tax, or financial advice. We do not prepare tax returns, financial statements, or provide attestation services. Number Crunchers' services are only administrative and matchmaking in nature.
When you submit a Service Request or Qualification Form, Number Crunchers will attempt to match you with Providers offering services for which you may qualify or that may be of interest to you. You agree that we may:
Any Service Request you submit is not a contract for services. Rather, it is an inquiry or request to be matched with Providers that may be able to provide services to you. You are under no obligation to proceed with any Provider.
Providers, and not Number Crunchers, establish and maintain their own:
You should review each Provider's terms and conditions, credentials, and qualifications to determine which Provider best suits your needs. We do not guarantee:
Number Crunchers is paid a marketing lead generation fee by Providers for the services provided. Providers that appear on the Websites may be companies from whom Number Crunchers receives compensation. This compensation may impact how and where Providers appear on our Websites. Your use of the Websites or Services constitutes your acknowledgment of this compensation arrangement.
We do not include all bookkeeping, accounting, or tax service providers available in the marketplace.
By beginning or completing a Service Request or otherwise entering or saving personal information with Number Crunchers, you represent that:
The information provided on our Websites is for informational and educational purposes only. At no time are we providing or should you interpret us as providing:
We recommend that all users consult with qualified professionals before making business or financial decisions.
Services offered by Providers may only be made to residents of states where Providers are authorized to conduct business. A Provider's participation on the Websites does not necessarily constitute an offer to provide services outside of their authorized jurisdictions.
If you have any questions about this Agreement, please contact us at:
Email: legal@numbercrunchers.co
Mail:
Number Crunchers Legal Department
4136 Del Rey Ave, Ste 521
Marina Del Rey, CA 90292
BY USING OUR WEBSITES OR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THIS AGREEMENT.
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